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Privacy Statement

 

Personal Information Policy

Rev. date: May 20, 2008

Mortgage Intelligence Inc.

Personal Information Policy.

1) Our clients entrust us with their personal information and we protect that information.

2) We use various methods to safeguard personal information. These include physical security, computer and electronic security, destruction of information no longer needed, and contractual protections with third party data processors.

3) Personal information held by us consists of all information provided for each application and credit information obtained from or with the consent of a client.

4) This information is used by us and our affiliates only for the purposes and in the ways consented to by each client on our Privacy Protections and Client Consent form, or as required or permitted by law. These purposes can include i) arranging and/or renewing loan(s) / mortgage(s), ii) informing the client of group creditor insurance for which Mortgage Intelligence or its affiliate is the group policy holder, iii) informing the client of other products offered or approved by Mortgage Intelligence or its affiliates that may be of interest to the client.

5) No personal information is disclosed to third parties except as consented to by each client on our Privacy Protections and Client Consent form, or as required or permitted by law.

6) You may request access to your personal information held by us, or request a change in your consent to our use of your personal information, by contacting our Privacy Compliance Officer.

7) All inquiries or complaints regarding personal information or privacy issues can be forwarded to:

Chief Privacy Officer
Mortgage Intelligence Inc.
5770 Hurontario Street, Suite 600
Mississauga, Ontario
L5R 3G5
Fax: 1-800-315-3415

8) If your inquiry or complaint is not resolved to your satisfaction, please contact: The President, Mortgage Intelligence Inc., at the above address. You may also file a complaint with the federal government’s Privacy Commissioner at 112 Kent Street, Ottawa, Ontario, K1A 1H3, or in Quebec, contact the Commission d’accès à l’information, 575, St-Amable, Suite 1-10, Québec, PQ, G1R 2G4.

- end -

 

For more information or a free consultation - Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free at 1-866-544-4001.

Rates

Rates as of 12-Mar-2010
Term Bank Posted Rates Our Best Rates*
6mth 4.60% 3.85%
1 yr 3.65% 2.49%
2 yr 3.95% 2.95%
3 yr 4.30% 3.40%
4 yr 5.04% 3.69%
5 yr 5.39% 3.69%*
7 yr 6.60% 4.95%
10 yr 6.70% 5.20%

variable rates-ask for details

*30 day quick close special

 

 

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Mortgage Details

Pre-qualification - Having the right documents in place will speed up the process
Mortgage options - The mortgage you choose will form the foundation of you financial stability
Down payment - Homebuyers today have more choice than ever before in terms of what they can use for a down payment.
LTT refund & GST New housing rebate - Land Transfer tax refund - First time home buyers may be eligible for a  land transfer tax refund. GST New Housing rebate is also available (not just for first time buyers).
RRSP Program - Home Buyers' Plan (HBP) - You can withdraw RRSP money 'tax free' provided you buy or build a qualifying home
Mortgage Types - Arranging to pay for that home is one of the most important financial decisions you will ever make
Average 5-year Mortgage rate - How do 5-year rates compare since 1981
Payment Tables
Repayment options - How you pay your mortgage has a dramatic effect on the amount of interest you pay..
Closing the deal - There are costs involved in every real estate transaction.. be prepared for all the extras..
30-35 year amortizations - extended amortizations
 

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*Rates/product subject to purchaser/property qualification and change without notice. E&OE. OAC.
© Copyright 2002-2009 SunCoast Consultants Inc. All Rights Reserved.

® Registered trademark of Mortgage Intelligence Inc. © Copyright 2009, Mortgage Intelligence Inc. All rights reserved.

HO Address:  5770 Hurontario Street, Suite 600, Mississauga, Ontario, L5R 3G5

Mortgage Intelligence FSCO licence # 10428 | Justin Christie FSCO licence # M08001295  |  Keith Walper FSCO licence # M08001748