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Moving Checklist
We are not just another mortgage company!
We are here to assist your in the best
possible way by providing "Hands on
Service"!
When you have any financing related
questions, we are here to help!
Mortgage Intelligence puts the information
you need in your hands
Moving Checklist
To obtain your FREE
copy of the full Moving Checklist fill out
this form below
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Moving with Pets
Cat-fits in the car, guinea pigs escaped
at the diner, the snake that got left
behind, and the dog that bit the moving
man… you could fill a book with tales of
the trials of moving with pets. But it
doesn’t have to be that way, if you do
some planning and follow good common
sense.
Firstly, remember that your pet is also a
member of the family, and deserves some
consideration in the moving plans. Your
pet will also be leaving familiar
surroundings, and you’ll have some trouble
helping your pet understand what’s
happening and why. Your goal will be to
get your pet out of your present home and
into your new home as securely and
smoothly as possible. Think about your
pet’s temperament and special needs and
put together a plan to help your pet make
the transition:
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Plan for your pet’s trip to the new home.
Most pets will make the move in a car
with the rest of the family. In the event
that you’re traveling by air, you’ll need
to make arrangements for your pet several
weeks in advance. If necessary, get your
pet used to a carrier.
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Make a moving day plan for your pet.
Ideally, on moving day your pet should
stay elsewhere, preferably in a familiar
place: a favourite kennel service, or at a
kind friend or relative’s home. With all
the comings and goings at your house –
strange people and vehicles, and
constantly open doors – there are just
too many chances for your pet to have a
meltdown or meet with an accident.
Stressed pets and movers don’t mix well.
If your pet must be in the house, find an
empty room with the least commotion and
put your pet there. Put a sign on the
door to clearly indicate that the room is
not to be entered. Ensure your pet has
comfortable surroundings, enough fresh
water and some familiar toys.
-
Try to keep a calm environment. Your pet
will be picking up on the family’s
signals in the weeks before and after the
move. If you’re experiencing stress, your
pet will be tuning into the change. No
matter how crazy life gets, try to
maintain (as closely as possible) your
pet’s feeding, watering, play, and
exercise routines. Keep their familiar
foods, toys, and bedding accessible.
After all, there is upheaval enough in
their surroundings now!
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Think about your pet’s own personality.
Cats are far more territorial than dogs
are. Cats need to feel that they are in
control of a changing environment,
whereas dogs are far more attached to
their owner than they are to the actual
house. So make sure your cat always has
a nook or cranny or box to hide in or
under at both ends of the move.
-
Make sure your pet is wearing
identification. Also, take a picture of
your pet and jot down a written
description. Pets can be unpredictable
when their home life is upset. There is a
higher risk of your pet escaping in the
weeks before and after the move.
-
Prepare your pet for travel. When
traveling by car with your pet, remember
to restrict its food intake several hours
ahead of the trip, and during the trip
too. Animals should be in a carrier
unless you are absolutely sure that they
will not get under a brake pedal or cause
a dangerous commotion. Most cats will
sleep away their long trip. Your dog
will be much happier if it has been well
exercised before the trip.
-
Pack a travel kit for your pet. Be sure
that the food is easy to digest, and use
water from your regular home supply;
changing diet or water sources are common
causes of diarrhea and vomiting from
upset stomachs. If in doubt, check with
your veterinarian for food
recommendations. Don’t forget extra food
for the arrival (can opener too!),
medications and vet records, familiar
toys, new identification tags, and
something with a reassuring scent.
Top |
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Make moving an adventure for
kids
To anyone who has been through the
experience of moving a family, it will
come as no surprise that a move ranks high
on any list of stressful events. It can
also be an especially anxious time for
kids, whose lives are disrupted, and who
are – at best – junior participants in the
decision to move. But parents can help
make moving an adventure for kids – by
taking the time to “think like a kid”, by
involving kids in the activities and
decisions, and by modeling a positive
attitude.
Get off to a good start with your kids.
Take time to discuss the move with your
children. Appropriate to the age of the
child, explain the reasons why you’re
moving and what they can expect. Be sure
to include the “good stuff” – maybe the
kids can finally get a dog… or a room of
their own. Take them with you to look at
the new house, if possible, or get some
pictures so they can get excited about
their new home and neighbourhood. Try to
imagine what will interest each child – a
hockey rink, a favourite restaurant, a
special room – and have some one-on-one
chats.
A move is a big event in the life of a
child. Let your kids be the ones to spread
the news to family, neighbours and
friends; it will make them feel important
and more in control of the situation. For
school-age children, two good events to
focus on are 1) a garage sale of unwanted
items, and 2) a going-away party with
friends.
There is no “best time” to move. Be
prepared that your child may protest both
the move and the timing of it. It may help
to know that there is no best time to
move. Many families choose a summer move
so the kids can complete their school
year, then acclimatize to their new
surroundings at home before adjusting to a
new school. But other families find that
children – especially younger children –
benefit from a move during the school
year, when kids have an instant social
setting (even receiving some extra
attention as the “new kid”), and have a
chance to make a few friends before
summer. Senior high school students have
the most difficulty moving during the
school year. Socially, it can be harder to
“break in”, and the academic disruptions
are also more serious. Students in grade 8
or their final year of high school will
miss the chance to graduate with their
classmates – a serious disappointment to
most teens.
Let the kids help pack their belongings.
Most school-age kids can get involved in
packing – and deciding what items they no
longer want or need. They may have fun
organizing a yard sale, or they can begin
to plan their new rooms. Yard sale
proceeds can go towards some new game or
other special purchase for the new house.
Kids of all ages can also have some fun
designing special stickers for their
boxes, so they can identify their own
belongings quickly. (Skull and crossbones…
or fairy princess?)
Toddlers have simple needs. They won’t
worry about a new home or community, but
they want to know their parents are close,
and they’ll want the comfort of some
familiar toys and surroundings. Their tiny
worlds can seem threatened, when they see
the progressive disarray of pre-move
activities. Very young children can’t
process these changes, and may worry about
being left behind. Whatever the condition
of the rest of the house, try to keep a
little “nest” of favourite toys, and give
your toddler some special attention. While
older family members may welcome the
chance to sell or donate unused
belongings, this is not the time to
discard any of your toddler’s possessions.
Also, try to set up your toddler’s new
room similar to the old one.
Whatever their age, your children will
take their cues from you. If you’re upbeat
and positive about the move, they’ll feel
less threatened by the change. As a
parent, you have a great opportunity to
teach your kids how to manage their
feelings, and how to handle change in a
healthy way. Take some time together to
explore your new community, volunteer at
their new school, get involved in the
community, and make some new friends.
Top |
Before
you make what is likely to be the biggest financial decision of your life,
call us at 866-544-4001 or email
Justin
Christie or
Keith
Walper
To
maximize the benefits to you, you may want to consider enlisting the
services of a Mortgage Intelligence agent. We negotiate
with major financial institutions, chartered banks, trust and insurance
companies, Canada Mortgage and Housing Corporation, Genworth and others to
bring our clients the most competitive mortgage rates and terms.
Mortgage Intelligence will usually earn a commission or fee from the
lender* for all the work, advertising and promotion done on their behalf.
Our professional services are provided, in most cases, at no cost to you.
We are constantly updated on rate changes and new products being
introduced in the market. As our client, you can choose from the
widest range of options, obtain the most competitive rate and best product
suited to your specific needs. An extensive network of financial
institutions has enabled many of our clients to obtain savings of up to
1.40% below posted lender rates.
For
more information or a free consultation -
Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free
at 1-866-544-4001.
* Subject to certain guidelines
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Rates |
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Rates as of 11-Mar-2010 |
|
Term |
Bank
Posted Rates |
Our
Best Rates* |
|
6mth |
4.60% |
3.85% |
|
1
yr |
3.65% |
2.49% |
|
2
yr |
3.95% |
2.95% |
|
3
yr |
4.30% |
3.40% |
|
4
yr |
5.04% |
3.69% |
|
5
yr |
5.39% |
3.69%* |
|
7
yr |
6.60% |
4.95% |
|
10
yr |
6.70% |
5.20% |
|
variable
rates-ask for details |
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*30 day quick
close special |
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Call
Us Toll Free |
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866-544-4001 |
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