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i secureFixed Rate Mortgages


Take advantage of today's great rates for a long, long time.

Enjoy the comfort and stability of knowing you're locked in at a rate you can afford.

Today's rates are at historically low levels. And unless your lifestyle affords you the necessary time to make regular adjustments to your mortgage framework, you're probably interested in locking in for as long as you can. Sound like you? Fixed rate mortgages was developed specifically for the smart homebuyer who simply wants the best rate possible - and the least amount of maintenance.

By locking in for the long-term you'll know the exact amount of your monthly mortgage payment for what-ever term you choose. Three years. Five years. Six years. Seven years. Just find your comfort zone, lock in and get back to your busy everyday schedule.

Here are some of the key features:

  • 1,2,3,5,6,7 and 10 year fixed terms

  • purchase, refinance and equity takeout

To see if you qualify for a Fixed Rate Mortgage or for more information call us at 866-544-4001.

 

 

 

 

 

 

 

 

 

 

To maximize the benefits to you, you may want to consider enlisting the services of a  Mortgage Intelligence agent.  We negotiate with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, Genworth and others to bring our clients the most competitive mortgage rates and terms.  Mortgage Intelligence will usually earn a commission or fee from the lender* for all the work, advertising and promotion done on their behalf.  Our professional services are provided, in most cases, at no cost to you.  We are constantly updated on rate changes and new products being introduced in the market.  As our client, you can choose from the widest range of options, obtain the most competitive rate and best product suited to your specific needs.  An extensive network of financial institutions has enabled many of our clients to obtain savings of up to 1.40% below posted lender rates.

For more information or a free consultation - Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free at 1-866-544-4001.

* Some restrictions apply.

Rates

Rates as of 07-Sep-2010
Term Bank Posted Rates Our Best Rates*
6mth 4.45% 3.95%
1 yr 3.50% 2.44%
2 yr 3.90% 3.09%
3 yr 4.45% 3.45%
4 yr 5.04% 3.79%
5 yr 5.39% 3.60%**
7 yr 6.19% 4.85%
10 yr 6.50% 5.19%

variable rates-ask for details - **Insured 30 day quick close

 

 

 

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Mortgage Details

Pre-qualification - Having the right documents in place will speed up the process
Mortgage options - The mortgage you choose will form the foundation of you financial stability
Down payment - Homebuyers today have more choice than ever before in terms of what they can use for a down payment.
LTT refund & GST New housing rebate - Land Transfer tax refund - First time home buyers may be eligible for a  land transfer tax refund. GST New Housing rebate is also available (not just for first time buyers).
RRSP Program - Home Buyers' Plan (HBP) - You can withdraw RRSP money 'tax free' provided you buy or build a qualifying home
Mortgage Types - Arranging to pay for that home is one of the most important financial decisions you will ever make
Average 5-year Mortgage rate - How do 5-year rates compare since 1981
Payment Tables
Repayment options - How you pay your mortgage has a dramatic effect on the amount of interest you pay..
Closing the deal - There are costs involved in every real estate transaction.. be prepared for all the extras..
30-35 year amortizations - extended amortizations
 

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*Rates/product subject to purchaser/property qualification and change without notice. E&OE. OAC.
© Copyright 2002-2009 SunCoast Consultants Inc. All Rights Reserved.

® Registered trademark of Mortgage Intelligence Inc. © Copyright 2009, Mortgage Intelligence Inc. All rights reserved.

HO Address:  5770 Hurontario Street, Suite 600, Mississauga, Ontario, L5R 3G5

Mortgage Intelligence FSCO licence # 10428 | Justin Christie FSCO licence # M08001295  |  Keith Walper FSCO licence # M08001748