Mortgage Intelligence's - SunCoast Team: irelax

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Our goal is to exceed your expectations. We want to be your only source for a mortgage in Canada.

Vacation Home Mortgages

Fast and easy recreation property mortgages, with as little as no down payment.*

Traditionally, recreation property hasn't qualified for mortgage financing. So your dream of a cottage by the lake, a ski chalet in the mountains or a vacation home by the sea remained just that, a dream.

Vacation home mortgages give you the ability to purchase or refinance a summer, winter or all season vacation property with as little as no down payment*.

Here are some of the key features:

approvals up to 100% of the home's value*
for purchases and refinances
Fixed and variable rate products

To see if you qualify for Vacation Home Mortgage or for more information call us at 866-544-4001.

To maximize the benefits to you, you may want to consider enlisting the services of a Mortgage Intelligence agent. We negotiate with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, Genworth and others to bring our clients the most competitive mortgage rates and terms. Mortgage Intelligence will usually earn a commission or fee from the lender* for all the work, advertising and promotion done on their behalf. Our professional services are provided, in most cases, at no cost to you. We are constantly updated on rate changes and new products being introduced in the market. As our client, you can choose from the widest range of options, obtain the most competitive rate and best product suited to your specific needs. An extensive network of financial institutions has enabled many of our clients to obtain savings of up to 1.40% below posted lender rates.

For more information or a free consultation - Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free at 1-866-544-4001.

* Subject to certain guidelines

Rates

Rates as of 12-Mar-2010
Term	Bank Posted Rates	Our Best Rates*
6mth	4.60%	3.85%
1 yr	3.65%	2.49%
2 yr	3.95%	2.95%
3 yr	4.30%	3.40%
4 yr	5.04%	3.69%
5 yr	5.39%	3.69%*
7 yr	6.60%	4.95%
10 yr	6.70%	5.20%
variable rates-ask for details
*30 day quick close special

Call Us Toll Free

866-544-4001

Mortgage Details

Pre-qualification - Having the right documents in place will speed up the process

Mortgage options - The mortgage you choose will form the foundation of you financial stability

Down payment - Homebuyers today have more choice than ever before in terms of what they can use for a down payment.

LTT refund & GST New housing rebate - Land Transfer tax refund - First time home buyers may be eligible for a land transfer tax refund. GST New Housing rebate is also available (not just for first time buyers).

RRSP Program - Home Buyers' Plan (HBP) - You can withdraw RRSP money 'tax free' provided you buy or build a qualifying home

Mortgage Types - Arranging to pay for that home is one of the most important financial decisions you will ever make

Average 5-year Mortgage rate - How do 5-year rates compare since 1981

Payment Tables

Repayment options - How you pay your mortgage has a dramatic effect on the amount of interest you pay..

Closing the deal - There are costs involved in every real estate transaction.. be prepared for all the extras..

30-35 year amortizations - extended amortizations

*Rates/product subject to purchaser/property qualification and change without notice. E&OE. OAC.

HO Address: 5770 Hurontario Street, Suite 600, Mississauga, Ontario, L5R 3G5

Mortgage Intelligence FSCO licence # 10428 | Justin Christie FSCO licence # M08001295 | Keith Walper FSCO licence # M08001748