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5% Down

Realize 100% of your dreams with only 5% down.

Many first-time homebuyers have their mortgage insured by a mortgage insurance company in order to get the home they want. If you've ever purchased a home, or explored mortgage options in Canada, you'll probably be familiar with the basics of mortgage insurance. If you have a downpayment of less that 20 per cent of the home's value ( a situation that applies to most first-time homebuyers), you will be required to purchase mortgage insurance through your lender. This insurance helps protect the lender if you default on your mortgage. Banks in fact are not permitted to lend beyond the conventional amount of 80% without mortgage insurance.

While the 5% Down can be great for first-time homebuyers, it also makes sense for those homeowners who want to refinance or take some equity back out of their home in order to consolidate debt at today's competitive mortgage rates.

Here are some of the key features:

• approvals up to 95% of the home's value

• fixed and variable rate products

• purchase only

• extended amortizations up to 35 years

To see if you qualify for 5% Down or for more information call us at 866-544-4001.

To maximize the benefits to you, you may want to consider enlisting the services of a  Mortgage Intelligence agent.  We negotiate with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, Genworth and others to bring our clients the most competitive mortgage rates and terms.  Mortgage Intelligence will usually earn a commission or fee from the lender* for all the work, advertising and promotion done on their behalf.  Our professional services are provided, in most cases, at no cost to you.  We are constantly updated on rate changes and new products being introduced in the market.  As our client, you can choose from the widest range of options, obtain the most competitive rate and best product suited to your specific needs.  An extensive network of financial institutions has enabled many of our clients to obtain savings of up to 1.40% below posted lender rates.

For more information or a free consultation - Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free at 1-866-544-4001.

* Some restrictions apply.

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HO Address:  5770 Hurontario Street, Suite 600, Mississauga, Ontario, L5R 3G5

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