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Don't make these common home buying mistakes
We are not just another mortgage company!
We are here to assist your in the best
possible way by providing "Hands on
Service"!
When you have any financing related
questions, we are here to help!
Mortgage Intelligence puts the information
you need in your hands
Don't make these common home buying mistakes
Make sure you read these common mistakes
that could possibly affect your home buying
opportunities.
To obtain your FREE
copy of the Don't make these common home
buying mistakes fill out this form below
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It’s a bit like bungee-jumping or
parachuting for the first time. For
Canadians who enjoy some adrenaline served
with their excitement, the home-buying
experience can be a bit of a rush. The
anticipation of a new home, the anxiety
about getting finances in order, and the
stress of wondering how you’ll manage with
your new financial obligations. But, face
it: everyone likes the odds stacked in
their favour. We all want some control
over our choices.
Buying a home is no different. It can be
an anxious time, particularly for those of
us who are not naturally inclined to
financial bungee-jumping. Maybe you’ve
done your homework, planned your finances,
shopped carefully for the perfect home,
then finally taken the leap and purchased
a house. Whether it’s your first home or
your fifth, it’s still a stressful
experience, and you don’t always feel in
control of your financial choices. You may
love the house, but you’re losing sleep
over the financial commitment. You’re in
good company. It’s no secret that the
first few years of home financing are the
most challenging – as you settle in to
your home and your mortgage obligations.
In fact, we’ve learned to talk about
mortgages as if they are a kind of
financial prison. They should, of course,
be the reverse: the most powerful and
flexible financial tool available to you.
So why the stress? For most Canadian
homebuyers, it is the combination of
financial challenge and lack of choice.
Maybe you stretched your budget to get
your very first home, or maybe you reached
a little further than planned because you
found the house of your dreams. Some new
homeowners realize suddenly that they need
a better vehicle for a longer commute, or
they wish they had some extra funds for
new landscaping, new appliances, or an
investment opportunity that came up
unexpectedly. What it comes down to is
that most homebuyers wish they had more
financial breathing room to make choices.
That customer insight – the desire for
financial breathing room and more choice –
is behind one of the latest mortgage
innovations for Canadian homebuyers: a
residential mortgage that allows
homebuyers to make interest payments only.
The result is a mortgage with much lower
payments – and a homebuyer who can make
his or her own decisions about where the
money goes. The interest-only portion is
available up to 90% loan to value*.
Not so very long ago, mortgage choices
were limited, and Canadians were not
inclined to think of their mortgage as a
financial tool. But times have changed.
Some of the most innovative new mortgages
are emerging from non-traditional lenders,
who have been opening up new opportunities
for Canadian homebuyers. The latest
mortgage innovations are giving Canadian
homebuyers the opportunity for a short
burst of financial strength - putting
choice and decision-making into the hands
of the homeowner, where it belongs.
Every prospective homebuyer, of course,
should discuss their situation with a
mortgage professional – and make a
realistic assessment of the risks and
financial responsibilities of a mortgage.
But if you’re one of the thousands of
Canadian homebuyers looking for greater
control over your financial options, it’s
great to know that there’s a mortgage now
that let’s you decide.
Top |
Before
you make what is likely to be the biggest financial decision of your life,
call us at 866-544-4001 or email
Justin
Christie or
Keith
Walper
To
maximize the benefits to you, you may want to consider enlisting the
services of a Mortgage Intelligence agent. We negotiate
with major financial institutions, chartered banks, trust and insurance
companies, Canada Mortgage and Housing Corporation, Genworth and others to
bring our clients the most competitive mortgage rates and terms.
Mortgage Intelligence will usually earn a commission or fee from the
lender* for all the work, advertising and promotion done on their behalf.
Our professional services are provided, in most cases, at no cost to you.
We are constantly updated on rate changes and new products being
introduced in the market. As our client, you can choose from the
widest range of options, obtain the most competitive rate and best product
suited to your specific needs. An extensive network of financial
institutions has enabled many of our clients to obtain savings of up to
1.40% below posted lender rates.
For
more information or a free consultation -
Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free
at 1-866-544-4001.
* Subject to certain guidelines
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Rates |
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Rates as of 12-Mar-2010 |
|
Term |
Bank
Posted Rates |
Our
Best Rates* |
|
6mth |
4.60% |
3.85% |
|
1
yr |
3.65% |
2.49% |
|
2
yr |
3.95% |
2.95% |
|
3
yr |
4.30% |
3.40% |
|
4
yr |
5.04% |
3.69% |
|
5
yr |
5.39% |
3.69%* |
|
7
yr |
6.60% |
4.95% |
|
10
yr |
6.70% |
5.20% |
|
variable
rates-ask for details |
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*30 day quick
close special |
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Call
Us Toll Free |
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866-544-4001 |
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