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Our goal is to exceed your expectations. We want to be your only source for a mortgage in Canada.

About Us

We're your SunCoast Mortgage Team™. We specialize in making it easy to get a better mortgage!

We work on your behalf to obtain the mortgage that suits your needs!

As consultants for Mortgage Intelligence, our job is to shop the mortgage market for you, alleviating the time consuming process and frustration associated with finding that mortgage. Since we are not affiliated with any one lender, we can be completely unbiased in recommending mortgages from a variety of different sources. We shop every available lender to make sure you get the most attractive rate and features. And best of all, our professional advice and assistance is free!* We'll take the time to sit down with you, expertly analyze your needs, and explain your options.

We look forward to assisting you with your mortgage and making your dreams of owning a house come true!

Justin Christie, AMP

Mortgage agent

Phone: 866-544-4001

Fax: 866-869-1365

Website: www.suncoast.ca

email:Justin.Christie@migroup.ca

FSCO licence # M08001295

Keith Walper, BA, AICB, AMP

Mortgage agent

Phone: 866-544-4001

Fax: 866-869-1365

Website: www.suncoast.ca

email:Keith.Walper@migroup.ca

FSCO licence # M08001748

Before you make what is likely to be the biggest financial decision of your life, call us at 866-544-4001 or email Justin Christie or Keith Walper

Article Library

New accreditation for mortgage brokers

New accreditation for mortgage brokers

Mortgage brokers are blossoming in the current environment and are gaining an increasing share of the mortgage market. This is great news because you should consult with a mortgage professional when you’re making one of the most important financial decisions of your life.

But, keep in mind, that not all mortgage brokers have the same level of training and experience. That’s why it’s such great news for Canadians that the mortgage industry now has national accreditation: the Accredited Mortgage Professional (AMP). When you meet with a mortgage broker with an AMP, you’ll be assured that your business is in the hands of a professional. Canadians are accustomed to purchasing financial products like investments and insurance from an accredited professional. Now they can look for a similar professional designation from their mortgage expert.

The program was introduced just this year by the Canadian Association of Accredited Mortgage Professionals (CAAMP). Like similar accreditation programs for mutual fund sales people, or stock brokers, the AMP is designed to ensure an appropriate level of training and experience. Mortgage professionals from every field are eligible to acquire the accreditation: from mortgage brokers on the front lines to those who specialize in lending or mortgage insurance, for example.

While the vast majority of Canadian mortgage brokers take seriously the important responsibility that they have to their clients, the designation provides mortgage customers with a tool to help select their mortgage expert. This kind of designation is especially valuable in an industry where provincial regulations vary – and so a variety of practice standards are in place. A single national proficiency standard brings mortgage brokers in line with other financial professionals.

The AMP designation can now offer you confidence that your mortgage broker has industry experience, has taken ethics and industry training, and is committed to a program of ongoing education to retain their designation.

In order to qualify for the designation, mortgage professionals must have at least five years experience or successfully complete a recognized mortgage professional proficiency course, and take an ethics training course. They must also commit to a minimum 10 hours of continuing education each year, and agree to be governed by the professional code of the national CAAMP organization.

With a growing number of Canadians now seeking the services of independent mortgage brokers to help them assess their mortgage options – in a $600 billion industry – the timing is perfect.

It’s your money, after all, and you should have the tools to make the best possible decision. An independent mortgage broker can offer you the broadest range of mortgage rates and options. Now they can also offer you the added assurance of their newly minted designation: the AMP.

For more information or a free consultation - Please contact Justin Christie or Keith Walper at 519-238-HOME(4663) or toll free at 1-866-544-4001.

* Subject to certain guidelines

Rates

Rates as of 12-Mar-2010
Term	Bank Posted Rates	Our Best Rates*
6mth	4.60%	3.85%
1 yr	3.65%	2.49%
2 yr	3.95%	2.95%
3 yr	4.30%	3.40%
4 yr	5.04%	3.69%
5 yr	5.39%	3.69%*
7 yr	6.60%	4.95%
10 yr	6.70%	5.20%
variable rates-ask for details
*30 day quick close special

Call Us Toll Free

866-544-4001

Mortgage Details

Pre-qualification - Having the right documents in place will speed up the process

Mortgage options - The mortgage you choose will form the foundation of you financial stability

Down payment - Homebuyers today have more choice than ever before in terms of what they can use for a down payment.

LTT refund & GST New housing rebate - Land Transfer tax refund - First time home buyers may be eligible for a land transfer tax refund. GST New Housing rebate is also available (not just for first time buyers).

RRSP Program - Home Buyers' Plan (HBP) - You can withdraw RRSP money 'tax free' provided you buy or build a qualifying home

Mortgage Types - Arranging to pay for that home is one of the most important financial decisions you will ever make

Average 5-year Mortgage rate - How do 5-year rates compare since 1981

Payment Tables

Repayment options - How you pay your mortgage has a dramatic effect on the amount of interest you pay..

Closing the deal - There are costs involved in every real estate transaction.. be prepared for all the extras..

30-35 year amortizations - extended amortizations

*Rates/product subject to purchaser/property qualification and change without notice. E&OE. OAC.

HO Address: 5770 Hurontario Street, Suite 600, Mississauga, Ontario, L5R 3G5

Mortgage Intelligence FSCO licence # 10428 | Justin Christie FSCO licence # M08001295 | Keith Walper FSCO licence # M08001748